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An index fund is a type of mutual fund or ETF that tracks a market index like Nifty 50 or S&P 500 — it holds all the stocks in that index in the same proportions.

For most investors, index funds outperform actively managed funds over the long run because they have lower fees and no stock-picking risk. Studies show 80–90% of active fund managers underperform their benchmark over 15+ years... Education only — not investment advice